Down payment assistance in Collin County, Texas
1 program limited to specific cities listed for Collin County, plus 27 statewide Texas programs that also apply here. Every amount and rule below comes from the provider's published terms.
0
County-wide
1
City-limited
27
Statewide, also available
Collin County programs
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Forgivable loan for down payment/closing costs · Amount varies by program · City of McKinney Housing & Community DevelopmentCity of McKinney program, city limits only
Texas statewide programs (apply here too)
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Deferred 2nd 0% 30-yr · Up to $30,000 · Texas Dept of Housing & Community Affairs
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Deferred 2nd 0% 25-yr · Up to $25,000 · TDHCA
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Deferred 2nd 0% 30-yr · Up to $35,000 · TX State Affordable Housing Corp
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Deferred 2nd 0% 30-yr · Up to $25,000 · TSAHC
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Deferred 2nd 0% 30-yr · Up to $20,000 · Southeast Texas Housing Finance Corp
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Deferred 2nd 0% 30-yr · Up to $22,000 · Houston Community Housing Financing Corp
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30-year fixed first mortgage + DPA (grant or 2nd lien) · Amount varies by program · Texas State Affordable Housing Corporation (TSAHC)
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30-year fixed first mortgage + DPA (grant or 2nd lien) · Up to 5% · Texas State Affordable Housing Corporation (TSAHC)
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Federal income tax credit · Amount varies by program · Texas State Affordable Housing Corporation (TSAHC)
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30-year fixed first mortgage + DPA (forgivable 2nd lien) · Up to 5% · Texas Department of Housing and Community Affairs (TDHCA)
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30-year fixed first mortgage + DPA (forgivable 2nd lien) · Up to 5% · Texas Department of Housing and Community Affairs (TDHCA)
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Federal income tax credit · Amount varies by program · Texas Department of Housing and Community Affairs (TDHCA)
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Self-help housing construction loan · Amount varies by program · Texas Department of Housing and Community Affairs (TDHCA)
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30-year fixed mortgage + DPA (forgivable or deferred 2nd lien) · Up to 5% · Southeast Texas Housing Finance Corporation (SETH)
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30-year fixed mortgage + DPA (forgivable 2nd lien) · Up to 7% · Southeast Texas Housing Finance Corporation (SETH)
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First-lien home loan for Texas veterans · Amount varies by program · Texas Veterans Land Board (VLB) / Texas General Land Office
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CDFI homebuyer education + DPA administration · Amount varies by program · Business and Community Lenders of Texas (BCL)
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Affordable mortgage + sweat equity self-help build · Amount varies by program · Habitat for Humanity (Houston, Dallas, San Antonio, Austin, El Paso, Williamson, Fort Worth)
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grant or forgivable second lien · Amount varies by program · Southeast Texas Housing Finance Corporation
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forgivable second lien (Community Second) · Amount varies by program · Southeast Texas Housing Finance Corporation
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support / advocacy / mortgage services · Amount varies by program · Habitat for Humanity Texas
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homebuyer education + DPA program access · Amount varies by program · BCL of Texas
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mortgage_credit_certificate · Up to $2,000 · Texas Department of Housing and Community Affairs (TDHCA)
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grant · Up to 5% · Texas State Affordable Housing Corporation (TSAHC)
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mortgage_credit_certificate · Up to $2,000 · Texas State Affordable Housing Corporation (TSAHC)
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below_market_rate · Amount varies by program · Texas General Land Office / Texas Veterans Land Board
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grant · Up to $25,000 · Federal Home Loan Bank of Dallas
National programs
38 federal and national programs apply in every county. See the national programs. See all of Texas's programs.
Find your Collin County match
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