TSAHC Mortgage Credit Certificate (MCC)
TSAHC Mortgage Credit Certificate (MCC) is a federal income tax credit from Texas State Affordable Housing Corporation (TSAHC). Available statewide in Texas. For first-time buyers. Income limit: Same as TSAHC DPA programs.
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in Texas.
| First-time buyer | Required |
|---|---|
| Income limit | Same as TSAHC DPA programs |
| Minimum credit score | 620 |
| Homebuyer education | Required |
| Occupations | Any |
| Sales price cap | Varies by county |
| Amount notes | Annual tax credit equal to 15% of mortgage interest paid |
| Notes | Provides ongoing federal tax credit for life of loan. |
| Phone | 877-508-4611 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Texas State Affordable Housing Corporation (TSAHC) · program details at the provider’s site.
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