SETH 5 Star Texas Advantage Program
SETH 5 Star Texas Advantage Program is a 30-year fixed mortgage + dpa (forgivable or deferred 2nd lien) from Southeast Texas Housing Finance Corporation (SETH). Available statewide in Texas. Up to 5% toward a home purchase. Income limit: Per SETH county-based limits (no first-time buyer requirement).
Up to 5%
Listed as open as of May 26, 2026
Available statewide in Texas.
| Income limit | Per SETH county-based limits (no first-time buyer requirement) |
|---|---|
| Minimum credit score | 640 |
| Homebuyer education | Required |
| Occupations | Any |
| Sales price cap | Per program guidelines |
| Forgivable | Yes |
| Amount notes | Up to 5% of loan amount |
| Notes | $400 Servicer's Funding Fee applies. |
| Phone | 281-484-4663 |
Provider: Southeast Texas Housing Finance Corporation (SETH) · program details at the provider’s site.
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