TSAHC Homes for Texas Heroes
TSAHC Homes for Texas Heroes is a deferred 2nd 0% 30-yr from TX State Affordable Housing Corp. Available statewide in Texas. Up to $35,000 toward a home purchase. For first-time buyers. Income limit: 140-160% AMI by county.
Up to $35,000
Listed as open as of May 2026
Available statewide in Texas.
| First-time buyer | Required |
|---|---|
| Income limit | 140-160% AMI by county |
| Minimum credit score | 620 |
| Maximum DTI | 50% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | teachers, police, firefighters, EMS, corrections officers, veterans, active duty military |
| Property types | SFR, condo |
| Occupancy | Owner-occupied primary |
| Eligible loan products | VA/FHA/Conv |
| Sales price cap | Per county |
| Repayment | 0% deferred 30-yr |
| Stacking | Stacks with MCC |
| Amount notes | 3% to 5% of loan amount (typically $9,000-$15,000) |
| Notes | MCC free when combined; 501(c)(3) non-profit created by Texas Legislature |
| Phone | 888-638-3555 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: TX State Affordable Housing Corp · program details at the provider’s site.
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