SETH 5 Star Texas
SETH 5 Star Texas is a deferred 2nd 0% 30-yr from Southeast Texas Housing Finance Corp. Available statewide in Texas. Up to $20,000 toward a home purchase. For first-time buyers. Income limit: 90% AMI regional.
Up to $20,000
Listed as open as of May 2026
Available statewide in Texas.
| First-time buyer | Required |
|---|---|
| Income limit | 90% AMI regional |
| Minimum credit score | 620 |
| Maximum DTI | 50% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | South/Southeast TX, teachers, healthcare, LEOs |
| Property types | SFR, condo |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/Conv/USDA |
| Sales price cap | $350K |
| Repayment | 0% deferred 30-yr |
| Stacking | Standalone regional |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Southeast Texas Housing Finance Corp · program details at the provider’s site.
See if SETH 5 Star Texas fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Texas programs
-
Grant · Up to $10,000
-
Deferred 2nd 0% 30-yr · Up to $30,000
-
Deferred 2nd 0% 25-yr · Up to $25,000
-
Deferred 2nd 0% 30-yr · Up to $35,000
-
Deferred 2nd 0% 30-yr · Up to $25,000
-
Deferred 2nd 0% 30-yr · Up to $22,000
-
30-year fixed first mortgage + DPA (grant or 2nd lien) · Amount varies by program
-
30-year fixed first mortgage + DPA (grant or 2nd lien) · Up to 5%