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Texas Bootstrap Loan Program

Texas Bootstrap Loan Program is a self-help housing construction loan from Texas Department of Housing and Community Affairs (TDHCA). Available statewide in Texas. Income limit: Up to 80% of State or local Area Median Family Income (AMFI).

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in Texas.

Income limitUp to 80% of State or local Area Median Family Income (AMFI)
Homebuyer educationRequired
OccupationsOwner-Builders (must contribute 65% of labor)
Amount notesUp to $45,000 per household
NotesAdministered by Habitat for Humanity affiliates and other nonprofit Colonia Self-Help Centers.
Phone512-475-3340
Source Texas Department of Housing and Community Affairs (TDHCA)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Texas Department of Housing and Community Affairs (TDHCA) · program details at the provider’s site.

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