Home Sweet Texas Home Loan Program
Home Sweet Texas Home Loan Program is a 30-year fixed first mortgage + dpa (grant or 2nd lien) from Texas State Affordable Housing Corporation (TSAHC). Available statewide in Texas. Up to 5% toward a home purchase. Income limit: Low-to-moderate income; varies by county and household size.
Up to 5%
Listed as open as of May 26, 2026
Available statewide in Texas.
| Income limit | Low-to-moderate income; varies by county and household size |
|---|---|
| Minimum credit score | 620 |
| Homebuyer education | Required |
| Occupations | Any (no occupation requirement) |
| Sales price cap | Varies by county |
| Amount notes | Up to 5% of loan amount |
| Notes | Open to first-time buyers AND repeat buyers within income limits. |
| Phone | 877-508-4611 |
Provider: Texas State Affordable Housing Corporation (TSAHC) · program details at the provider’s site.
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Grant · Up to $10,000
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Deferred 2nd 0% 30-yr · Up to $30,000
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Deferred 2nd 0% 25-yr · Up to $25,000
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Deferred 2nd 0% 30-yr · Up to $35,000
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Deferred 2nd 0% 30-yr · Up to $25,000
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Deferred 2nd 0% 30-yr · Up to $20,000
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Deferred 2nd 0% 30-yr · Up to $22,000
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30-year fixed first mortgage + DPA (grant or 2nd lien) · Amount varies by program