Down payment assistance in Bannock County, Idaho

1 program limited to specific cities listed for Bannock County, plus 17 statewide Idaho programs that also apply here. Every amount and rule below comes from the provider's published terms.

Bannock County programs

• City of Pocatello CDBG Homeownership Support
  CDBG-funded gap assistance (delivered through partner non-profits like NeighborWorks Pocatello and SEICAA) · Amount varies by program · City of Pocatello
  City of Pocatello program, city limits only

Idaho statewide programs (apply here too)

• Idaho Housing Bond Loan (Repayable 2nd)
  Repayable 2nd mortgage · Amount varies by program · Idaho Housing Finance Assn (IHFA)
• Idaho Housing First Loan Program
  First mortgage (conventional, FHA, VA, USDA-RD) · Amount varies by program · Idaho Housing and Finance Association (IHFA)
• IHFA Down Payment and Closing Cost Assistance (Second Mortgage)
  Repayable second mortgage DPA · Amount varies by program · Idaho Housing and Finance Association (IHFA)
• IHFA Forgivable Loan (Forgivable Second Mortgage)
  Forgivable deferred second mortgage DPA · Amount varies by program · Idaho Housing and Finance Association (IHFA)
• Idaho Heroes Loan Program (Heroes Second Mortgage)
  First mortgage + repayable second DPA for essential workers · Amount varies by program · Idaho Housing and Finance Association (IHFA)
• Mortgage Credit Certificate (MCC) Program
  Federal income tax credit certificate · Amount varies by program · Idaho Housing and Finance Association (IHFA)
• Tax-Exempt Mortgage Revenue Bond Program
  Below-market first mortgage (bond-financed) · Amount varies by program · Idaho Housing and Finance Association (IHFA)
• Idaho First-Time Home Buyer Savings Account Deduction
  State income tax deduction (matched-savings style) · Amount varies by program · Idaho State Tax Commission
• NeighborWorks Boise Homebuyer Programs
  Homebuyer education + DPA grants + low-interest mortgage products · Amount varies by program · NeighborWorks Boise (NHS Lending Inc.)
• LEAP Housing Homeownership Fund (Community Land Trust)
  Silent 0% second mortgage DPA + Community Land Trust shared-equity · Amount varies by program · LEAP Charities / LEAP Housing
• VA Home Loan
  VA-guaranteed first mortgage · Amount varies by program · U.S. Department of Veterans Affairs
• FHA Loan
  FHA-insured first mortgage · Amount varies by program · U.S. Department of Housing & Urban Development (HUD/FHA)
• HUD Section 184 Indian Home Loan Guarantee
  Government-guaranteed mortgage for Native Americans · Amount varies by program · HUD Office of Native American Programs
• ICCU First-Time Homebuyer 100% Financing (40-year)
  Lender first-time homebuyer mortgage product · Amount varies by program · Idaho Central Credit Union (ICCU)
• Idaho Housing DPA (Repayable Second Mortgage)
  second_loan · Up to 7% · Idaho Housing and Finance Association (IHFA)
• Idaho Housing Forgivable DPA (historical)
  forgivable_loan · Amount varies by program · Idaho Housing and Finance Association (IHFA)
• FHLB Des Moines Home$tart Grant (ID)
  grant · Up to $15,000 · Federal Home Loan Bank of Des Moines

National programs

38 federal and national programs apply in every county. See the national programs. See all of Idaho's programs.