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Idaho Housing Bond Loan (Repayable 2nd)

Idaho Housing Bond Loan (Repayable 2nd) is a repayable 2nd mortgage from Idaho Housing Finance Assn (IHFA). Available statewide in Idaho. First-time buyer status is not required. Income limit: $170,000 std income limit.

Amount varies by program
Listed as open as of May 2026

Available statewide in Idaho.

First-time buyerNot required
Income limit$170,000 std income limit
Minimum credit score640
Homebuyer educationRequired (HFA-approved (Framework, eHome, NeighborWorks, etc.))
OccupationsStatewide ID
Property typesSFR, condo, PUD, manufactured
OccupancyOwner-occupied primary
Eligible loan productsConv/FHA/VA/USDA
Sales price capCounty price limit
RepaymentAmortizing 2nd
StackingPairs with IHFA first
NotesIHFA forgivable DPA was discontinued, confirm with lender
Source Idaho Housing Finance Assn (IHFA)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Idaho Housing Finance Assn (IHFA) · program details at the provider’s site.

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