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HUD Section 184 Indian Home Loan Guarantee

HUD Section 184 Indian Home Loan Guarantee is a government-guaranteed mortgage for native americans from HUD Office of Native American Programs. Available statewide in Idaho. First-time buyer status is not required.

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in Idaho.

First-time buyerNot required
Minimum credit score620
OccupationsEnrolled members of federally recognized tribes; Alaska Natives; Tribes; TDHEs
Sales price capArea median or county FHA limit
Amount notes2.25% down for loans >$50k; 1.25% down for loans <$50k
NotesAvailable to members of Coeur d'Alene, Nez Perce, Shoshone-Bannock, Shoshone-Paiute, Kootenai tribes.
Phone800-561-5913
Source HUD Office of Native American Programs·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: HUD Office of Native American Programs · program details at the provider’s site.

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