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Idaho Housing First Loan Program

Idaho Housing First Loan Program is a first mortgage (conventional, fha, va, usda-rd) from Idaho Housing and Finance Association (IHFA). Available statewide in Idaho. Income limit: $170,000 household income (all counties).

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in Idaho.

Income limit$170,000 household income (all counties)
Minimum credit score620
OccupationsOpen to all
Sales price capConforming loan limits; bond program purchase price limits apply by county
Amount notesBelow-market 30-year fixed-rate mortgage; may be paired with DPA up to 8% of sales price
NotesFlagship IHFA loan; partners with hundreds of lenders statewide. Funded ~1,200 buyers in 2025.
Phone855-505-4700
Source Idaho Housing and Finance Association (IHFA)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Idaho Housing and Finance Association (IHFA) · program details at the provider’s site.

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