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ICCU First-Time Homebuyer 100% Financing (40-year)

ICCU First-Time Homebuyer 100% Financing (40-year) is a lender first-time homebuyer mortgage product from Idaho Central Credit Union (ICCU). Available statewide in Idaho. For first-time buyers. Income limit: Lower-income households (program tier).

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in Idaho.

First-time buyerRequired
Income limitLower-income households (program tier)
OccupationsOpen to all
Sales price capUp to $300,000 (FTHB 100% product)
Amount notes100% financing; no PMI; up to 5% DPA on certain pairings (0% second forgiven after 7 years)
NotesPartnered with LEAP Housing on $5M 3% fixed-rate 30-yr mortgage pilot for affordable developments.
Phone208-239-3000
Source Idaho Central Credit Union (ICCU)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Idaho Central Credit Union (ICCU) · program details at the provider’s site.

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