FHA Loan
FHA Loan is a fha-insured first mortgage from U.S. Department of Housing & Urban Development (HUD/FHA). Available statewide in Idaho. First-time buyer status is not required.
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in Idaho.
| First-time buyer | Not required |
|---|---|
| Occupations | Open to all |
| Sales price cap | 2026 FHA loan limits by county (Ada/Canyon ~$524k; high-cost areas higher) |
| Amount notes | 3.5% minimum down (with 580+ FICO); 10% down at 500-579 |
| Notes | Often paired with IHFA DPA (FHA + IHFA second). |
| Phone | 800-225-5342 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: U.S. Department of Housing & Urban Development (HUD/FHA) · program details at the provider’s site.
See if FHA Loan fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Idaho programs
-
Repayable 2nd mortgage · Amount varies by program
-
First mortgage (conventional, FHA, VA, USDA-RD) · Amount varies by program
-
Repayable second mortgage DPA · Amount varies by program
-
Forgivable deferred second mortgage DPA · Amount varies by program
-
First mortgage + repayable second DPA for essential workers · Amount varies by program
-
Federal income tax credit certificate · Amount varies by program
-
Below-market first mortgage (bond-financed) · Amount varies by program
-
State income tax deduction (matched-savings style) · Amount varies by program