Is there down payment assistance in Ada County, Idaho?

No county-wide program is currently listed for Ada County. 1 program listed is limited to specific cities within the county (see below), and 17 statewide Idaho programs apply everywhere in the county, including there.

Do Idaho statewide programs apply in Ada County?

Yes. Idaho's statewide programs are available anywhere in the state, including Ada County.

Down payment assistance in Ada County, Idaho

1 program limited to specific cities listed for Ada County, plus 17 statewide Idaho programs that also apply here. Every amount and rule below comes from the provider's published terms.

County-wide

City-limited

Statewide, also available

Check what you qualify for Ask Cal about your situation

Ada County programs

Boise Homeownership Opportunity Program (HOP)

Forgivable/deferred second mortgage DPA (HUD CDBG/HOME funded) · Amount varies by program · City of Boise, Housing & Community Development
City of Boise program, city limits only

Idaho statewide programs (apply here too)

Idaho Housing Bond Loan (Repayable 2nd)

Repayable 2nd mortgage · Amount varies by program · Idaho Housing Finance Assn (IHFA)
Idaho Housing First Loan Program

First mortgage (conventional, FHA, VA, USDA-RD) · Amount varies by program · Idaho Housing and Finance Association (IHFA)
IHFA Down Payment and Closing Cost Assistance (Second Mortgage)

Repayable second mortgage DPA · Amount varies by program · Idaho Housing and Finance Association (IHFA)
IHFA Forgivable Loan (Forgivable Second Mortgage)

Forgivable deferred second mortgage DPA · Amount varies by program · Idaho Housing and Finance Association (IHFA)
Idaho Heroes Loan Program (Heroes Second Mortgage)

First mortgage + repayable second DPA for essential workers · Amount varies by program · Idaho Housing and Finance Association (IHFA)
Mortgage Credit Certificate (MCC) Program

Federal income tax credit certificate · Amount varies by program · Idaho Housing and Finance Association (IHFA)
Tax-Exempt Mortgage Revenue Bond Program

Below-market first mortgage (bond-financed) · Amount varies by program · Idaho Housing and Finance Association (IHFA)
Idaho First-Time Home Buyer Savings Account Deduction

State income tax deduction (matched-savings style) · Amount varies by program · Idaho State Tax Commission
NeighborWorks Boise Homebuyer Programs

Homebuyer education + DPA grants + low-interest mortgage products · Amount varies by program · NeighborWorks Boise (NHS Lending Inc.)
LEAP Housing Homeownership Fund (Community Land Trust)

Silent 0% second mortgage DPA + Community Land Trust shared-equity · Amount varies by program · LEAP Charities / LEAP Housing
VA Home Loan

VA-guaranteed first mortgage · Amount varies by program · U.S. Department of Veterans Affairs
FHA Loan

FHA-insured first mortgage · Amount varies by program · U.S. Department of Housing & Urban Development (HUD/FHA)
HUD Section 184 Indian Home Loan Guarantee

Government-guaranteed mortgage for Native Americans · Amount varies by program · HUD Office of Native American Programs
ICCU First-Time Homebuyer 100% Financing (40-year)

Lender first-time homebuyer mortgage product · Amount varies by program · Idaho Central Credit Union (ICCU)
Idaho Housing DPA (Repayable Second Mortgage)

second_loan · Up to 7% · Idaho Housing and Finance Association (IHFA)
Idaho Housing Forgivable DPA (historical)

forgivable_loan · Amount varies by program · Idaho Housing and Finance Association (IHFA)
FHLB Des Moines Home$tart Grant (ID)

grant · Up to $15,000 · Federal Home Loan Bank of Des Moines

National programs

38 federal and national programs apply in every county. See the national programs. See all of Idaho's programs.

Find your Ada County match

Tell Cal how to reach you and a licensed loan officer will narrow these programs to the ones your income, address, and credit actually fit. No spam, no list-selling.