USDA Section 502 Guaranteed Loan
USDA Section 502 Guaranteed Loan is a guaranteed loan, zero down from USDA Rural Development (with private lenders). Coverage: USDA-eligible rural areas of Arizona. Income limit: Up to 115% AMI.
Amount varies by program
Listed as open as of May 26, 2026
Coverage: USDA-eligible rural areas of Arizona.
| Income limit | Up to 115% AMI |
|---|---|
| Minimum credit score | 640 |
| Occupations | Open to all |
| Sales price cap | Modest housing |
| Amount notes | 100% financing (no down payment); 1% upfront guarantee fee + 0.35% annual |
| Notes | Most common rural Arizona zero-down option |
| Phone | 602-280-8765 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: USDA Rural Development (with private lenders) · program details at the provider’s site.
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