Pima/Tucson HOME Plus (PTHS)
Pima/Tucson HOME Plus (PTHS) is a forgivable 2nd 3-yr or 30-yr forgivable from Pima County IDA / City of Tucson. Coverage: AZ. First-time buyer status is not required. Income limit: $146,503 max.
Amount varies by program
Listed as open as of May 2026
Coverage: AZ.
| First-time buyer | Not required |
|---|---|
| Income limit | $146,503 max |
| Minimum credit score | 640 |
| Maximum DTI | 50% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Pima County, Tucson |
| Property types | SFR, condo |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | FHA $498,257 |
| Repayment | 3 or 30 yr forgivable |
| Forgivable | Per program structure |
| Stacking | Layers with HOME Plus |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Pima County IDA / City of Tucson · program details at the provider’s site.
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