AZ Home Plus
AZ Home Plus is a forgivable 2nd mortgage 0% int, forgiven 5 yrs from Arizona IDA. Available statewide in Arizona. First-time buyer status is not required. Income limit: $155,386 max HH income (4/2026).
Amount varies by program
Listed as open as of May 2026
Available statewide in Arizona.
| First-time buyer | Not required |
|---|---|
| Income limit | $155,386 max HH income (4/2026) |
| Minimum credit score | 640 |
| Maximum DTI | 50% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide AZ |
| Property types | SFR, condo, manufactured |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | FHA county limit |
| Repayment | 0% int, forgiven 5 yrs |
| Forgivable | Per program structure |
| Stacking | MCC stackable |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Arizona IDA · program details at the provider’s site.
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