Cal DPA Down payment help, made plain

HOME Plus HFA Advantage (Freddie Mac)

HOME Plus HFA Advantage (Freddie Mac) is a conventional hfa advantage 30-year fixed + dpa from Arizona Industrial Development Authority (AzIDA). Available statewide in Arizona. Income limit: $146,503 maximum.

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in Arizona.

Income limit$146,503 maximum
Minimum credit score640
Homebuyer educationRequired
OccupationsOpen to all
Sales price capConforming loan limit
Amount notesUp to 5% of first mortgage amount
NotesUsed by Pathway to Purchase as the underlying first mortgage
Phone602-771-1000
Source Arizona Industrial Development Authority (AzIDA)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Arizona Industrial Development Authority (AzIDA) · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if HOME Plus HFA Advantage (Freddie Mac) fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More Arizona programs