HOME Plus Down Payment Assistance Program
HOME Plus Down Payment Assistance Program is a 30-year fixed first mortgage + forgivable second-lien dpa from Arizona Industrial Development Authority (AzIDA). Available statewide in Arizona. Up to 4% toward a home purchase. Income limit: Borrower income not to exceed $155,386 (as of 4/6/2026); $146,503 for conventional HFA Preferred/HFA Advantage option.
Up to 4%
Listed as open as of May 26, 2026
Available statewide in Arizona.
| Income limit | Borrower income not to exceed $155,386 (as of 4/6/2026); $146,503 for conventional HFA Preferred/HFA Advantage option |
|---|---|
| Minimum credit score | 640 |
| Homebuyer education | Required |
| Occupations | Open to all |
| Sales price cap | Varies with loan type / conforming limits |
| Forgivable | Yes |
| Amount notes | Up to 5% of loan amount for DPA (3%, 4%, or 5% options); averages approximately $8,300 per homebuyer |
| Notes | Arizona's only statewide DPA program. Combines with MCC. Pairs with all major loan types. Discounted MI on conventional execution. |
| Phone | 602-771-1000 |
Provider: Arizona Industrial Development Authority (AzIDA) · program details at the provider’s site.
See if HOME Plus Down Payment Assistance Program fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Arizona programs
-
4:1 matching grant · Up to $32,837
-
Grant for middle-income buyers · Up to $50,000
-
Forgivable 2nd mortgage 0% int, forgiven 5 yrs · Amount varies by program
-
Forgivable 2nd · Up to $15,000
-
Forgivable 2nd 3-yr or 30-yr forgivable · Amount varies by program
-
Conventional HFA Preferred 30-year fixed + DPA · Amount varies by program
-
Conventional HFA Advantage 30-year fixed + DPA · Amount varies by program
-
FHA 30-year fixed first mortgage + DPA · Amount varies by program