USDA Rural Development Section 502 Direct Loan
USDA Rural Development Section 502 Direct Loan is a direct mortgage from usda, payment subsidy from USDA Rural Development - Arizona State Office. Coverage: USDA-eligible rural areas of Arizona. Income limit: Low and very-low income limits by county.
Amount varies by program
Listed as open as of May 26, 2026
Coverage: USDA-eligible rural areas of Arizona.
| Income limit | Low and very-low income limits by county |
|---|---|
| Minimum credit score | 640 |
| Homebuyer education | Required |
| Occupations | Open to all |
| Sales price cap | Modest housing per area limits |
| Amount notes | 100% financing; effective interest rate as low as 1% with subsidy |
| Notes | USDA underwrites the loan directly |
| Phone | 602-280-8765 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: USDA Rural Development - Arizona State Office · program details at the provider’s site.
See if USDA Rural Development Section 502 Direct Loan fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Arizona programs
-
4:1 matching grant · Up to $32,837
-
Grant for middle-income buyers · Up to $50,000
-
Forgivable 2nd mortgage 0% int, forgiven 5 yrs · Amount varies by program
-
Forgivable 2nd · Up to $15,000
-
Forgivable 2nd 3-yr or 30-yr forgivable · Amount varies by program
-
30-year fixed first mortgage + forgivable second-lien DPA · Up to 4%
-
Conventional HFA Preferred 30-year fixed + DPA · Amount varies by program
-
Conventional HFA Advantage 30-year fixed + DPA · Amount varies by program