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Mortgage Credit Certificate (MCC) Program - Statewide

Mortgage Credit Certificate (MCC) Program - Statewide is a federal tax credit certificate from Arizona Industrial Development Authority / Community Investment Corporation. Available statewide in Arizona. For first-time buyers. Income limit: Varies by county.

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in Arizona.

First-time buyerRequired
Income limitVaries by county
Minimum credit score640
Homebuyer educationRequired
OccupationsVeterans and target-area buyers exempt from first-time requirement
Sales price capVaries by county
Amount notesUp to 50% of annual mortgage interest as federal tax credit, capped at $2,000/year
NotesPairs with HOME Plus or Arizona Is Home
Phone520-529-1515
Source Arizona Industrial Development Authority / Community Investment Corporation·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Arizona Industrial Development Authority / Community Investment Corporation · program details at the provider’s site.

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