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Home in Five Advantage

Home in Five Advantage is a 30-year fixed + forgivable second mortgage dpa from Maricopa County Industrial Development Authority (MCIDA) and Phoenix IDA. Serves Maricopa. Up to 6% toward a home purchase. Income limit: Up to $108,920 annual.

Up to 6%
Listed as open as of May 26, 2026

Serves Maricopa.

Income limitUp to $108,920 annual
Minimum credit score640
Homebuyer educationRequired
OccupationsBonus for teachers, first responders, military, veterans
Sales price capVaries by loan type
ForgivableYes
Amount notesUp to 6% DPA + 1% additional for K-12 teachers, first responders, U.S. military, veterans, or income-qualified earners under $36,450; +0.5% BOOST in low-income census tracts
NotesConventional, FHA, or VA pairing. The largest county-level DPA in AZ.
Phone602-771-1000
Source Maricopa County Industrial Development Authority (MCIDA) and Phoenix IDA·official program page·Verified

Provider: Maricopa County Industrial Development Authority (MCIDA) and Phoenix IDA · program details at the provider’s site.

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