Cal DPA Down payment help, made plain

Arizona Is Home (AIH) Mortgage Assistance Program

Arizona Is Home (AIH) Mortgage Assistance Program is a below-market 30-year fixed mortgage + non-forgivable dpa from Arizona IDA in partnership with Arizona Department of Housing. Coverage: 13 counties: Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Mohave, Navajo, Pinal, Santa Cruz, Yavapai, Yuma (NOT Pima/Maricopa). For first-time buyers. Income limit: Up to 100% AMI (temporarily increased from 80%).

Amount varies by program
Opens in funding rounds as of May 26, 2026

Coverage: 13 counties: Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Mohave, Navajo, Pinal, Santa Cruz, Yavapai, Yuma (NOT Pima/Maricopa).

First-time buyerRequired
Income limitUp to 100% AMI (temporarily increased from 80%)
Minimum credit score640
Homebuyer educationRequired
OccupationsOpen to all
Sales price capVaries by county
ForgivableYes
Amount notes4% of loan amount DPA; up to $30,000 via CPLC partnership ($20,000 if 81-120% AMI)
NotesFunded by ADOH for non-metro counties; CPLC delivers up to $30K via this program
Phone602-771-1000
Source Arizona IDA in partnership with Arizona Department of Housing·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Arizona IDA in partnership with Arizona Department of Housing · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if Arizona Is Home (AIH) Mortgage Assistance Program fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More Arizona programs