Down payment assistance in South Carolina

12 programs are listed for South Carolina: grants, forgivable loans, deferred seconds and first mortgage products from state, county, city and regional providers. Every amount and rule below comes from the provider’s published terms.

Statewide programs

• SC Homebuyer Program
  Deferred 2nd 0% 30-yr · Up to $25,000 · SC State Housing
• SC Palmetto Home Advantage
  Deferred 2nd 0.75% 20-yr · Up to $22,000 · SC State Housing
• SC Forgivable DPA
  Forgivable grant · Up to $15,000 · SC State Housing
• SC Palmetto Heroes (2026)
  Deferred 2nd 0% 30-yr · Up to $20,000 · SC State Housing
• Palmetto Home Advantage
  forgivable_loan · Up to 4% · South Carolina State Housing Finance and Development Authority (SC Housing)
• SC Housing Homebuyer Program (Bond Program)
  forgivable_loan · Up to $8,000 · South Carolina State Housing Finance and Development Authority (SC Housing)
• County First Initiative
  forgivable_loan · Up to $8,500 · South Carolina Housing
• SC Mortgage Tax Credit (MCC)
  mortgage_credit_certificate · Up to $2,000 · South Carolina Housing

County and city programs

• City of Charleston First-Time Homebuyer Purchase Assistance
  deferred_loan · Up to $20,000 · City of Charleston, SC Department of Housing and Community Development
• Greenville County Homeownership Program (DPA)
  forgivable_loan · Up to $20,000 · Greenville County Redevelopment Authority
• Richland County Homeownership Assistance
  forgivable_loan · Up to $24,500 · Richland County Community Development

Multi-state programs covering South Carolina

• FHLB Atlanta First-Time Homebuyer
  Grant · Up to $15,000 · FHLB Atlanta

National programs

38 federal and national programs apply in every state. See the national programs.