Do I have to be a first-time buyer for SC Forgivable DPA?

Yes. The program lists a first-time buyer requirement.

Is there an income limit?

Yes. The listed income limit is 60% AMI.

What credit score does SC Forgivable DPA list?

The listed minimum credit score is 580.

SC Forgivable DPA

SC Forgivable DPA is a forgivable grant from SC State Housing. Available statewide in South Carolina. Up to $15,000 toward a home purchase. For first-time buyers. Income limit: 60% AMI.

Up to $15,000

Listed as open as of May 2026

Available statewide in South Carolina.

First-time buyer	Required
Income limit	60% AMI
Minimum credit score	580
Maximum DTI	55%
Homebuyer education	Required (HFA-approved (Framework, eHome, NeighborWorks, etc.))
Occupations	LMI areas SC
Property types	SFR
Occupancy	Owner-occupied primary
Eligible loan products	USDA/FHA
Sales price cap	$250K
Repayment	10-yr occupancy
Forgivable	Per program structure
Stacking	LMI areas

Source SC State Housing·official program page·Listed May 2026

Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: SC State Housing · program details at the provider’s site.

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