SC Palmetto Home Advantage
SC Palmetto Home Advantage is a deferred 2nd 0.75% 20-yr from SC State Housing. Available statewide in South Carolina. Up to $22,000 toward a home purchase. First-time buyer status is not required. Income limit: 100% AMI.
Up to $22,000
Listed as open as of May 2026
Available statewide in South Carolina.
| First-time buyer | Not required |
|---|---|
| Income limit | 100% AMI |
| Minimum credit score | 640 |
| Maximum DTI | 51% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide SC |
| Property types | SFR, condo, townhome |
| Occupancy | Owner-occupied primary |
| Eligible loan products | Conv/FHA |
| Sales price cap | $350K |
| Repayment | 0.75% deferred 20-yr |
| Stacking | Pairs with SC first |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: SC State Housing · program details at the provider’s site.
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