Palmetto Home Advantage

Palmetto Home Advantage is a forgivable_loan from South Carolina State Housing Finance and Development Authority (SC Housing). Available statewide in South Carolina. Up to 4% toward a home purchase.

Up to 4%

Listed as open as of May 26, 2026

Available statewide in South Carolina.

Forgivable	Yes

Source South Carolina State Housing Finance and Development Authority (SC Housing)·official program page·Verified May 26, 2026

Provider: South Carolina State Housing Finance and Development Authority (SC Housing) · program details at the provider’s site.

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More South Carolina programs

FHLB Atlanta First-Time Homebuyer

Grant · Up to $15,000
SC Homebuyer Program

Deferred 2nd 0% 30-yr · Up to $25,000
SC Palmetto Home Advantage

Deferred 2nd 0.75% 20-yr · Up to $22,000
SC Forgivable DPA

Forgivable grant · Up to $15,000
SC Palmetto Heroes (2026)

Deferred 2nd 0% 30-yr · Up to $20,000
SC Housing Homebuyer Program (Bond Program)

forgivable_loan · Up to $8,000
County First Initiative

forgivable_loan · Up to $8,500
SC Mortgage Tax Credit (MCC)

mortgage_credit_certificate · Up to $2,000