Down payment assistance in Nevada
43 programs are listed for Nevada: grants, forgivable loans, deferred seconds, first mortgage products and tax credits from state, county, city, tribal, nonprofit and regional providers. Every amount and rule below comes from the provider’s published terms.
43
Programs
17
Statewide
24
County and city
$226,002
Largest listed grant
Browse by county
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1 local program
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1 local program
Statewide programs
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Forgivable 2nd, forgiven after 3 yrs · Amount varies by program · Nevada Housing Division
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Grant/forgivable · Up to $226,002 · Nevada Rural Housing
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Forgivable second mortgage / DPA grant + 30-year fixed first mortgage · Amount varies by program · Nevada Housing Division (NHD)
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DPA grant on 30-year fixed mortgage · Amount varies by program · Nevada Housing Division (NHD)
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Below-market-rate 30-year fixed mortgage with DPA · Amount varies by program · Nevada Housing Division (NHD)
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Below-market 30-year fixed mortgage plus DPA grant · Up to 6% · Nevada Housing Division (NHD)
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Non-forgivable 30-year 0% interest second mortgage DPA · Up to $20,000 · Nevada Housing Division (NHD)
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Forgivable second mortgage DPA · Amount varies by program · Nevada Housing Division (NHD)
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Federal income tax credit · Amount varies by program · Nevada Housing Division (NHD)
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DPA from state trust fund · Amount varies by program · Nevada Housing Division (Low-Income Housing Trust Fund)
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Matching DPA grant · Amount varies by program · Federal Home Loan Bank of San Francisco via Nevada member lenders (e.g., Greater Nevada Mortgage, Bank of Nevada)
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Forgivable DPA grant for middle-income buyers · Amount varies by program · Greater Nevada Mortgage / FHLB San Francisco
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VA-guaranteed mortgage · Amount varies by program · U.S. Department of Veterans Affairs
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FHA-insured mortgage · Amount varies by program · HUD / Federal Housing Administration
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second_loan · Up to 4% · Nevada Housing Division
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forgivable_loan · Up to 4% · Nevada Housing Division
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forgivable_loan · Up to $22,600 or Up to 5% · Nevada Rural Housing Authority
County and city programs
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30-year fixed first mortgage with DPA grant · Amount varies by program · Nevada Rural Housing (NRH)
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Forgivable DPA second mortgage with below-market first mortgage · Amount varies by program · Nevada Rural Housing (NRH)
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DPA with no interest/no payments · Amount varies by program · Nevada Rural Housing (NRH)
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Forgivable second mortgage DPA · Amount varies by program · Nevada Rural Housing (NRH)
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Deferred 0% second-mortgage loan · Amount varies by program · Washoe County HOME Consortium (City of Reno + City of Sparks + Washoe County)
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Deferred forgivable loan · Amount varies by program · Clark County Community Housing
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Community Land Trust shared-equity homeownership · Amount varies by program · Clark County
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Deferred-payment second mortgage DPA · Amount varies by program · City of Las Vegas Community Services Department
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DPA grants and homebuyer/seller representation · Amount varies by program · North Las Vegas Housing Assistance Program (non-profit partner network)
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DPA deferred loan / grant · Amount varies by program · Rural Nevada Development Corporation (CDFI, 501(c)(3))
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DPA, homebuyer education, and counseling · Amount varies by program · Neighborhood Housing Services of Southern Nevada (NHSSN)
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0% interest mortgage on Habitat-built home · Amount varies by program · Habitat for Humanity Las Vegas
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Lender grant (DPA, closing costs, rate buy-down) · Amount varies by program · JPMorgan Chase
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Direct mortgage with payment subsidy · Amount varies by program · USDA Rural Development - Nevada
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Lender-issued, USDA-guaranteed mortgage · Amount varies by program · USDA Rural Development - Nevada (via approved lenders)
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50% discount on HUD-foreclosed homes · Amount varies by program · HUD
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HUD-guaranteed mortgage for Native Americans · Amount varies by program · HUD Office of Native American Programs
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Mutual Help / lease-to-purchase / Section 184 referral · Amount varies by program · Washoe Housing Authority (Washoe Tribe of Nevada and California)
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Tribal rental, mutual-help, and lease-to-purchase units · Amount varies by program · Walker River Paiute Tribe Housing Department
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Tribal rental and mutual-help homeownership · Amount varies by program · Pyramid Lake Paiute Tribe Housing Authority
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Tribal rental and homeownership assistance · Amount varies by program · Reno-Sparks Indian Colony (RSIC) Tribal Housing
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deferred_loan · Up to $20,000 · Clark County Community Housing
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below_market_rate · Amount varies by program · Clark County
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grant · Up to $32,837 · FHLBank San Francisco
Multi-state programs covering Nevada
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4:1 matching grant · Up to $32,837 · FHLB SF
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Grant for middle-income buyers · Up to $50,000 · FHLB SF
National programs
38 federal and national programs apply in every state. See the national programs.
Find your Nevada match
Tell Cal how to reach you and a licensed loan officer will narrow these 43 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.