Down payment assistance in Washoe County, Nevada

1 county-wide program listed for Washoe County, plus 17 statewide Nevada programs that also apply here. Every amount and rule below comes from the provider's published terms.

Washoe County programs

• Washoe County HOME Consortium Down Payment Assistance
  Deferred 0% second-mortgage loan · Amount varies by program · Washoe County HOME Consortium (City of Reno + City of Sparks + Washoe County)

Nevada statewide programs (apply here too)

• Nevada Home Is Possible (HIP)
  Forgivable 2nd, forgiven after 3 yrs · Amount varies by program · Nevada Housing Division
• Nevada Home At Last
  Grant/forgivable · Up to $226,002 · Nevada Rural Housing
• Home Is Possible (HIP) for First-Time Homebuyers
  Forgivable second mortgage / DPA grant + 30-year fixed first mortgage · Amount varies by program · Nevada Housing Division (NHD)
• Home Is Possible (HIP) for Non-First-Time Homebuyers
  DPA grant on 30-year fixed mortgage · Amount varies by program · Nevada Housing Division (NHD)
• Home Is Possible For Heroes
  Below-market-rate 30-year fixed mortgage with DPA · Amount varies by program · Nevada Housing Division (NHD)
• Home Is Possible For Teachers
  Below-market 30-year fixed mortgage plus DPA grant · Up to 6% · Nevada Housing Division (NHD)
• Worker Advantage Program
  Non-forgivable 30-year 0% interest second mortgage DPA · Up to $20,000 · Nevada Housing Division (NHD)
• Home First Program
  Forgivable second mortgage DPA · Amount varies by program · Nevada Housing Division (NHD)
• Nevada Mortgage Credit Certificate (MCC) - NHD
  Federal income tax credit · Amount varies by program · Nevada Housing Division (NHD)
• Nevada Account for Low-Income Housing (Trust Fund) DPA
  DPA from state trust fund · Amount varies by program · Nevada Housing Division (Low-Income Housing Trust Fund)
• WISH (Workforce Initiative Subsidy for Homeownership) Grants
  Matching DPA grant · Amount varies by program · Federal Home Loan Bank of San Francisco via Nevada member lenders (e.g., Greater Nevada Mortgage, Bank of Nevada)
• Greater Nevada Mortgage Middle-Income DPA Grant
  Forgivable DPA grant for middle-income buyers · Amount varies by program · Greater Nevada Mortgage / FHLB San Francisco
• VA Home Loan
  VA-guaranteed mortgage · Amount varies by program · U.S. Department of Veterans Affairs
• FHA Loan
  FHA-insured mortgage · Amount varies by program · HUD / Federal Housing Administration
• Home Is Possible for First-Time Homebuyers
  second_loan · Up to 4% · Nevada Housing Division
• Home Is Possible (HIP)
  forgivable_loan · Up to 4% · Nevada Housing Division
• Home At Last - Launchpad
  forgivable_loan · Up to $22,600 or Up to 5% · Nevada Rural Housing Authority

National programs

38 federal and national programs apply in every county. See the national programs. See all of Nevada's programs.