Cal DPA Down payment help, made plain

Home At Last (HAL) Mortgage Program

Home At Last (HAL) Mortgage Program is a 30-year fixed first mortgage with dpa grant from Nevada Rural Housing (NRH). Serves Washoe. Income limit: Per loan type & county (USDA RD limits up to $165,000+; conventional county-specific).

Amount varies by program
Listed as open as of May 26, 2026

Serves Washoe.

Income limitPer loan type & county (USDA RD limits up to $165,000+; conventional county-specific)
Minimum credit score640
Homebuyer educationRequired
OccupationsAny
Sales price capPer NRH county limits
Amount notesUp to 5% (FHA/VA/USDA) or 3-5% (Fannie Mae HFA Preferred Conventional) of loan amount; up to ~$22,600
NotesIncludes FHA, VA, USDA-RD, and Fannie Mae HFA Preferred Conventional options
Phone775-887-1795
Source Nevada Rural Housing (NRH)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Nevada Rural Housing (NRH) · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if Home At Last (HAL) Mortgage Program fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More Nevada programs