Is there down payment assistance in Massachusetts?

Yes. 10 down payment assistance programs are listed for Massachusetts: 7 statewide and 3 county or city programs, plus national options that apply everywhere.

What is the largest down payment grant listed for Massachusetts?

The largest listed grant amount for Massachusetts is $15,000. Amounts and eligibility vary by program and are not a quote or approval.

Down payment assistance in Massachusetts

10 programs are listed for Massachusetts: grants, forgivable loans and deferred seconds from state and city providers. Every amount and rule below comes from the provider’s published terms.

Programs

Statewide

County and city

$15,000

Largest listed grant

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Statewide programs

MassHousing DPA

0-3% int deferred 2nd · Amount varies by program · MassHousing
ONE Mortgage

0% subsidized 2nd · Up to $25,000 · Mass Housing Partnership (MHP)
Operation Welcome Home

Grant + closing cost · Up to $15,000 · MassHousing
MassHousing Workforce Advantage

0% int deferred + MIPlus · Up to $50,000 · MassHousing
MassHousing Down Payment Assistance (Standard $30K)

deferred_loan · Up to $30,000 · MassHousing
MassHousing Expanded $25K Homebuyer Assistance (135% AMI)

deferred_loan · Up to $25,000 · MassHousing
MassHousing Operation Welcome Home

deferred_loan · Up to $15,000 or Up to 5% · MassHousing

County and city programs

ONE+ Boston Homebuyer Program

deferred_loan · Up to $50,000 or Up to 5% · City of Boston / MHP
City of Worcester Down Payment Program

forgivable_loan · Up to $5,000 or Up to 1.5% · City of Worcester
City of Springfield Down Payment Assistance

forgivable_loan · Up to $4,000 · City of Springfield

National programs

38 federal and national programs apply in every state. See the national programs.

Find your Massachusetts match

Tell Cal how to reach you and a licensed loan officer will narrow these 10 programs to the ones your income, county, and credit actually fit. No spam, no list-selling.