MassHousing Workforce Advantage
MassHousing Workforce Advantage is a 0% int deferred + miplus from MassHousing. Available statewide in Massachusetts. Up to $50,000 toward a home purchase. For first-time buyers. Income limit: ≤80% AMI.
Up to $50,000
Listed as open as of May 2026
Available statewide in Massachusetts.
| First-time buyer | Required |
|---|---|
| Income limit | ≤80% AMI |
| Minimum credit score | 620 |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide MA |
| Property types | 1-4 family, condo, 2-family |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/Conv |
| Sales price cap | Std |
| Repayment | 0% deferred + 6 mo job-loss protection up to $4K/mo |
| Stacking | Layers with MassHousing first |
Provider: MassHousing · program details at the provider’s site.
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