ONE Mortgage
ONE Mortgage is a 0% subsidized 2nd from Mass Housing Partnership (MHP). Available statewide in Massachusetts. Up to $25,000 toward a home purchase. For first-time buyers. Income limit: ≤80% AMI.
Up to $25,000
Listed as open as of May 2026
Available statewide in Massachusetts.
| First-time buyer | Required |
|---|---|
| Income limit | ≤80% AMI |
| Minimum credit score | 620 |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide MA |
| Property types | 1-4 family, condo, 2-3 family |
| Occupancy | Owner-occupied primary |
| Eligible loan products | Conventional structure (non-FHA) |
| Sales price cap | Std |
| Repayment | 0% recapturable on sale |
| Stacking | Standalone non-FHA structure |
Provider: Mass Housing Partnership (MHP) · program details at the provider’s site.
See if ONE Mortgage fits your purchase
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