MassHousing DPA
MassHousing DPA is a 0-3% int deferred 2nd from MassHousing. Available statewide in Massachusetts. For first-time buyers. Income limit: 60-135% AMI by county.
Amount varies by program
Listed as open as of May 2026
Available statewide in Massachusetts.
| First-time buyer | Required |
|---|---|
| Income limit | 60-135% AMI by county |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide MA |
| Property types | 1-4 family, condo, 2-3 family |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/Conv |
| Sales price cap | No stated hard limit |
| Repayment | 0% (low) or 2-3% (mod) deferred |
| Stacking | Stacks with MassHousing first |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: MassHousing · program details at the provider’s site.
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