USDA Single Family Housing Direct Loan (Section 502)
USDA Single Family Housing Direct Loan (Section 502) is a first mortgage - direct from usda with payment subsidy from USDA Rural Development. Coverage: USDA-eligible rural areas of WA. Income limit: <=80% AMI (low-income); special tier for very-low income.
Amount varies by program
Listed as open as of May 26, 2026
Coverage: USDA-eligible rural areas of WA.
| Income limit | <=80% AMI (low-income); special tier for very-low income |
|---|---|
| Minimum credit score | 640 |
| Sales price cap | Per USDA area loan limit |
| Amount notes | Up to 100% LTV; effective rate as low as 1% with payment assistance |
| Notes | Subsidized direct loan; deeper assistance than Guaranteed program. |
| Phone | 360-704-7740 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: USDA Rural Development · program details at the provider’s site.
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