WSHFC Home Advantage
WSHFC Home Advantage is a silent 2nd 0% int, 30-yr deferred from Washington State Housing Finance Commission. Available statewide in Washington. First-time buyer status is not required. Income limit: King/Snohomish $157,100; other $122,100.
Amount varies by program
Listed as open as of May 2026
Available statewide in Washington.
| First-time buyer | Not required |
|---|---|
| Income limit | King/Snohomish $157,100; other $122,100 |
| Minimum credit score | 620 |
| Maximum DTI | 45% |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Statewide WA |
| Property types | SFR, condo, PUD, manuf |
| Occupancy | Owner-occupied primary |
| Eligible loan products | FHA/VA/USDA/Conv |
| Sales price cap | $345K-$750K |
| Repayment | 0% deferred 30-yr |
| Stacking | Stacks with House Key, Opportunity |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Washington State Housing Finance Commission · program details at the provider’s site.
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