WSHFC Energy Spark
WSHFC Energy Spark is a 0.25% rate discount on first from WSHFC. Available statewide in Washington. For first-time buyers. Income limit: Per first.
Amount varies by program
Listed as open as of May 2026
Available statewide in Washington.
| First-time buyer | Required |
|---|---|
| Income limit | Per first |
| Minimum credit score | 620 |
| Homebuyer education | Required (HFA-approved (Framework, eHome, NeighborWorks, etc.)) |
| Occupations | Energy-efficient builds |
| Property types | Energy-efficient SFR |
| Occupancy | Owner-occupied primary |
| Eligible loan products | Conv/FHA |
| Sales price cap | Per first |
| Repayment | Rate reduction |
| Stacking | Stacks with HomeAdvantage |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: WSHFC · program details at the provider’s site.
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