Home Advantage Loan Program
Home Advantage Loan Program is a first mortgage with optional dpa from Washington State Housing Finance Commission (WSHFC). Available statewide in Washington. Income limit: $215,000 statewide (Home Advantage); income limits apply per county/household for paired DPA.
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in Washington.
| Income limit | $215,000 statewide (Home Advantage); income limits apply per county/household for paired DPA |
|---|---|
| Minimum credit score | 620 |
| Sales price cap | FHA/Conv./VA/USDA loan limits apply |
| Amount notes | Below-market 30-year fixed-rate first mortgage paired with up to 5% of loan amount as DPA |
| Notes | Primary first-mortgage program. Pairs with Home Advantage DPA, Needs-Based DPA, Opportunity DPA, HomeChoice, Veterans, Covenant, ARCH, Bellingham and other special DPAs. |
| Phone | 800-767-4663 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Washington State Housing Finance Commission (WSHFC) · program details at the provider’s site.
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