OPAL Community Land Trust
OPAL Community Land Trust is a permanently affordable clt homeownership from OPAL Community Land Trust. Serves San Juan. Income limit: Majority of homes <=80% AMI; limited <=115% AMI / $162,000.
Amount varies by program
Listed as open as of May 26, 2026
Serves San Juan.
| Income limit | Majority of homes <=80% AMI; limited <=115% AMI / $162,000 |
|---|---|
| Minimum credit score | 620 |
| Homebuyer education | Required |
| Occupations | Must reside in San Juan County 1+ year OR have employment/contract in county |
| Sales price cap | Resale-restricted |
| Amount notes | Below-market home pricing + access to WSHFC HomeChoice counseling |
| Notes | WSHFC counseling provider for San Juan County HomeChoice buyers. |
| Phone | 360-376-3191 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: OPAL Community Land Trust · program details at the provider’s site.
See if OPAL Community Land Trust fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Washington programs
-
Silent 2nd 0% int, 30-yr deferred · Amount varies by program
-
Silent 2nd 0% deferred 30-yr · Amount varies by program
-
1% int 30-yr deferred · Up to $15,000
-
Silent 2nd · Up to $40,000
-
0% int 25-yr deferred · Up to $60,000
-
3% int 30-yr deferred 2nd · Up to $10,000
-
0.25% rate discount on first · Amount varies by program
-
First mortgage with optional DPA · Amount varies by program