Mortgage Credit Certificate (MCC) Program
Mortgage Credit Certificate (MCC) Program is a federal income-tax credit for mortgage interest from Washington State Housing Finance Commission (WSHFC). Available statewide in Washington. For first-time buyers. Income limit: Federal MCC income limits by county and household size.
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in Washington.
| First-time buyer | Required |
|---|---|
| Income limit | Federal MCC income limits by county and household size |
| Homebuyer education | Required |
| Sales price cap | Federal MCC acquisition cost limits by county |
| Amount notes | Federal tax credit up to $2,000/year (dollar-for-dollar) on portion of mortgage interest |
| Notes | MCC Reissuance program lets existing MCC holders preserve the credit on refinance. |
| Phone | 800-767-4663 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Washington State Housing Finance Commission (WSHFC) · program details at the provider’s site.
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