HUD Section 184 Indian Home Loan Guarantee
HUD Section 184 Indian Home Loan Guarantee is a first mortgage guaranty for native american borrowers from HUD Office of Native American Programs. Coverage: All 39 WA counties (on and off reservation).
Amount varies by program
Listed as open as of May 26, 2026
Coverage: All 39 WA counties (on and off reservation).
| Occupations | Enrolled member of federally recognized tribe, Alaska Native Village, or Tribally-Designated Housing Entity |
|---|---|
| Sales price cap | Section 184 loan limits by county |
| Amount notes | Low down payment (2.25% if loan >$50K; 1.25% if <=$50K); 100% LTV options available with DPA |
| Notes | WA lenders include Capital Home Mortgage (253-528-4417). Pairs with WSHFC programs. |
| Phone | 303-675-1600 (Denver Office of Native American Programs) |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: HUD Office of Native American Programs · program details at the provider’s site.
See if HUD Section 184 Indian Home Loan Guarantee fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Washington programs
-
Silent 2nd 0% int, 30-yr deferred · Amount varies by program
-
Silent 2nd 0% deferred 30-yr · Amount varies by program
-
1% int 30-yr deferred · Up to $15,000
-
Silent 2nd · Up to $40,000
-
0% int 25-yr deferred · Up to $60,000
-
3% int 30-yr deferred 2nd · Up to $10,000
-
0.25% rate discount on first · Amount varies by program
-
First mortgage with optional DPA · Amount varies by program