Home Advantage Needs-Based DPA
Home Advantage Needs-Based DPA is a down payment assistance - deferred second mortgage from Washington State Housing Finance Commission (WSHFC). Available statewide in Washington. Income limit: $157,100 (King/Snohomish); $122,100 (all other counties).
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in Washington.
| Income limit | $157,100 (King/Snohomish); $122,100 (all other counties) |
|---|---|
| Minimum credit score | 620 |
| Homebuyer education | Required |
| Sales price cap | Designed for purchases under $250,000 (suggested) |
| Amount notes | Up to $10,000 |
| Notes | Pairs with Home Advantage first mortgage. Lower-cost alternative for low-purchase-price homes. |
| Phone | 800-767-4663 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Washington State Housing Finance Commission (WSHFC) · program details at the provider’s site.
See if Home Advantage Needs-Based DPA fits your purchase
Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.
More Washington programs
-
Silent 2nd 0% int, 30-yr deferred · Amount varies by program
-
Silent 2nd 0% deferred 30-yr · Amount varies by program
-
1% int 30-yr deferred · Up to $15,000
-
Silent 2nd · Up to $40,000
-
0% int 25-yr deferred · Up to $60,000
-
3% int 30-yr deferred 2nd · Up to $10,000
-
0.25% rate discount on first · Amount varies by program
-
First mortgage with optional DPA · Amount varies by program