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FHA Loan Program

FHA Loan Program is a first mortgage with low down payment from U.S. Department of Housing and Urban Development (HUD). Available statewide in Washington.

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in Washington.

Sales price capFHA loan limits by county (e.g., $1,089,300 high-cost King; $498,257 lower-cost)
Amount notes3.5% down (580+ score); 10% down (500-579)
NotesPrimary first-mortgage option for buyers with lower credit; pairs with most WSHFC DPAs.
Phone800-225-5342
Source U.S. Department of Housing and Urban Development (HUD)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: U.S. Department of Housing and Urban Development (HUD) · program details at the provider’s site.

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