Bellingham Downpayment Assistance Program
Bellingham Downpayment Assistance Program is a down payment assistance - deferred second mortgage from WSHFC / City of Bellingham / Kulshan CLT. Serves Whatcom. Up to $40,000 toward a home purchase. For first-time buyers. Income limit: Household sizes 1-8: $60,700 / $69,400 / $78,050 / $86,700 / $93,650 / $100,600 / $107,550 / $114,450.
Up to $40,000
Listed as open as of May 26, 2026
Serves Whatcom.
| First-time buyer | Required |
|---|---|
| Income limit | Household sizes 1-8: $60,700 / $69,400 / $78,050 / $86,700 / $93,650 / $100,600 / $107,550 / $114,450 |
| Minimum credit score | 620 |
| Sales price cap | Single-unit: $667,850; Condo: $375,250 |
| Amount notes | Up to $40,000 |
| Notes | Pairs with WSHFC Home Advantage or House Key Opportunity. |
| Phone | 360-671-5600 (Kulshan CLT counseling) |
Provider: WSHFC / City of Bellingham / Kulshan CLT · program details at the provider’s site.
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