USDA Rural Development Section 502 Guaranteed Loan
USDA Rural Development Section 502 Guaranteed Loan is a usda-guaranteed first mortgage from USDA Rural Development (issued by approved lenders). Coverage: USDA-designated rural areas in Oklahoma. First-time buyer status is not required. Income limit: Up to 115% of AMI.
Amount varies by program
Listed as open as of May 26, 2026
Coverage: USDA-designated rural areas in Oklahoma.
| First-time buyer | Not required |
|---|---|
| Income limit | Up to 115% of AMI |
| Minimum credit score | 640 |
| Sales price cap | No statutory cap (limited by appraised value and lender) |
| Amount notes | Up to 100% financing (zero down) |
| Notes | Can be paired with REI Oklahoma DPA and OHFA Gold/Dream loans. |
| Phone | 405-742-1000 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: USDA Rural Development (issued by approved lenders) · program details at the provider’s site.
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