OHFA Shield (First Responders Special Rate)
OHFA Shield (First Responders Special Rate) is a discounted interest rate on gold loan + 3.5% dpa from Oklahoma Housing Finance Agency (OHFA). Available statewide in Oklahoma. Income limit: OHFA Gold income limits (county/family-size based).
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in Oklahoma.
| Income limit | OHFA Gold income limits (county/family-size based) |
|---|---|
| Minimum credit score | 640 |
| Occupations | Currently employed firefighter (career or volunteer), law enforcement officer (CLEET certified, including reserves), or EMS personnel (EMT/Paramedic) at an Oklahoma municipality/agency |
| Sales price cap | $349,525 non-targeted / $427,198 targeted |
| Amount notes | 3.5% DPA grant + interest rate 0.25% below standard OHFA Gold |
| Notes | Replaces older 'OHFA 4 Heroes'-style branding for firefighters, LEOs, and EMTs. |
| Phone | 405-419-8207 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Oklahoma Housing Finance Agency (OHFA) · program details at the provider’s site.
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