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OHFA Gold Loan Program (Government & Conventional)

OHFA Gold Loan Program (Government & Conventional) is a first mortgage + 3.5% dpa grant from Oklahoma Housing Finance Agency (OHFA). Available statewide in Oklahoma. Income limit: Varies by county and family size (gross household income); see Gold Government/Conventional income limit tables.

Amount varies by program
Listed as open as of May 26, 2026

Available statewide in Oklahoma.

Income limitVaries by county and family size (gross household income); see Gold Government/Conventional income limit tables
Minimum credit score640
OccupationsNone - general public
Sales price cap$349,525 non-targeted / $427,198 targeted areas
Amount notes3.5% of total loan amount as down payment/closing cost assistance (grant - never repaid)
NotesOHFA's flagship first-time-buyer program. Must occupy within 60 days. Funded with mortgage revenue bonds.
Phone405-419-8207
Source Oklahoma Housing Finance Agency (OHFA)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: Oklahoma Housing Finance Agency (OHFA) · program details at the provider’s site.

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