OHFA Dream Loan Program (Government & Conventional)
OHFA Dream Loan Program (Government & Conventional) is a first mortgage + 3.5% dpa grant from Oklahoma Housing Finance Agency (OHFA). Available statewide in Oklahoma. Income limit: Dream Government: $150,000 statewide; Dream Conventional: varies by county.
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in Oklahoma.
| Income limit | Dream Government: $150,000 statewide; Dream Conventional: varies by county |
|---|---|
| Minimum credit score | 640 |
| Sales price cap | $356,362 (government) / $453,100 (conventional) statewide |
| Amount notes | 3.5% of total loan amount for down payment/closing costs (grant) |
| Notes | Dream uses lender qualifying income (not full household). Open to repeat buyers; current owners may use Dream for new primary residence. |
| Phone | 405-419-8207 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: Oklahoma Housing Finance Agency (OHFA) · program details at the provider’s site.
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