FHA 203(b) Loan Program
FHA 203(b) Loan Program is a fha-insured first mortgage from U.S. Department of Housing and Urban Development (FHA). Available statewide in Oklahoma. First-time buyer status is not required. Income limit: None (DTI-based).
Amount varies by program
Listed as open as of May 26, 2026
Available statewide in Oklahoma.
| First-time buyer | Not required |
|---|---|
| Income limit | None (DTI-based) |
| Minimum credit score | 500 |
| Sales price cap | FHA loan limit by county |
| Amount notes | 3.5% minimum down payment (with 580+ credit); 10% with 500-579 credit |
| Notes | Foundation loan for almost all Oklahoma DPA programs (OHFA, REI, OCHFA, OKC, Tulsa County, etc.). |
| Phone | 800-225-5342 |
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.
Provider: U.S. Department of Housing and Urban Development (FHA) · program details at the provider’s site.
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