Cal DPA Down payment help, made plain

City of Oklahoma City Homebuyer Down Payment Assistance (HOME)

City of Oklahoma City Homebuyer Down Payment Assistance (HOME) is a forgivable 2nd mortgage from City of Oklahoma City Planning Dept. (admin: Neighborhood Housing Services Oklahoma & Community Action Agency). Serves Oklahoma City. First-time buyer status is not required. Income limit: 80% AMI: $54,750 (1)/$62,550 (2)/$70,350 (3)/$78,150 (4)/$84,450 (5)/$90,700 (6)/$96,950 (7)/$103,200 (8).

Amount varies by program
Listed as open as of May 26, 2026

Serves Oklahoma City.

First-time buyerNot required
Income limit80% AMI: $54,750 (1)/$62,550 (2)/$70,350 (3)/$78,150 (4)/$84,450 (5)/$90,700 (6)/$96,950 (7)/$103,200 (8)
Homebuyer educationRequired
Sales price capPer HOME program
ForgivableYes
Amount notesUp to $18,000 (need-based) + up to $5,000 additional to buy down rate if needed
NotesFunded by HUD HOME Investment Partnerships Program. Applied alongside OHFA DPA via NHS Oklahoma. No felony convictions within 3 years.
Phone405-231-4663 (NHS) or 405-232-0199 (Community Action Agency)
Source City of Oklahoma City Planning Dept. (admin: Neighborhood Housing Services Oklahoma & Community Action Agency)·official program page·Listed
Cal has not re-checked this listing recently. Confirm the current terms with the program administrator before relying on them.

Provider: City of Oklahoma City Planning Dept. (admin: Neighborhood Housing Services Oklahoma & Community Action Agency) · program details at the provider’s site.

Check what you qualify for Ask Cal about your situation

See if City of Oklahoma City Homebuyer Down Payment Assistance (HOME) fits your purchase

Tell Cal how to reach you and a licensed loan officer will walk through this program, what it stacks with, and what you would actually qualify for. No spam, no list-selling.

More Oklahoma programs